Loan against Mutual Fund
- 💼 Loan from ₹25,000 to ₹5 Crore
- 🧾 No Need to Sell Your Mutual Funds
- ⚡ Quick Processing – Within 24–48 Hours
- 💳 Overdraft Facility or Term Loan Option
- 📈 Equity & Debt Mutual Funds Accepted
- 🔒 Your Units Stay Invested – Market Gains Continue
- 🏦 NBFCs & Banks with SEBI/AMFI Tie-ups
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📘 Overview – What is a Loan Against Mutual Funds?
A Loan Against Mutual Funds (LAMF) is a secured loan where your mutual fund holdings are used as collateral. The lender places a lien on your mutual fund units and offers you a credit line or lump sum loan.
It allows you to retain ownership of your investments, avoid exit loads or capital gains tax, and access liquidity quickly for any purpose.
🎯 Benefits of Loan Against Mutual Funds:
✅ Retain Your Investment – No selling, no capital gains tax
✅ Lower Interest than Personal Loan – Starts from 8.5% p.a.
✅ Quick Disbursal – Money in your account within 1–2 days
✅ Flexible Repayment – Term loan or overdraft facility
✅ No EMI Mandatory (in OD cases) – Pay as you use
✅ Continue to Earn Mutual Fund Returns
✅ Reusability – Line of credit can be reused on repayment
✅ Eligible Criteria:
✔️ Indian Resident or NRI with KYC
✔️ Age: 21 – 70 years
✔️ Individual / HUF / Partnership / Company
✔️ Mutual Funds in Demat or Non-Demat mode
✔️ Funds must be from SEBI-registered AMCs (equity/debt)
📄 Basic Required Information:
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Applicant’s Full Name
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PAN & Aadhaar Number
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Mutual Fund Statement (Demat or Folio)
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Email ID & Mobile Number
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Purpose of Loan
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Bank Account for Disbursal
📂 Required Documents:
| Document | Purpose |
|---|---|
| PAN Card | Identity Proof |
| Aadhaar Card | Address Proof |
| Mutual Fund Statement | Lien creation |
| Cancelled Cheque | Bank verification |
| KYC Form / FATCA | Compliance (AMFI Rule) |
| Income Proof (optional) | Higher amount verification |
| Business/Company Documents | If applying under firm name |
💰 Costing & Processing Fees:
| Fee Type | Charges |
|---|---|
| Loan Processing Fee | ₹499 – ₹2,500 (flat or % based) |
| Lien Marking Fee (NSDL/RTAs) | ₹100 – ₹300 per folio |
| Interest Rate | 8.5% – 12.5% p.a. (Reducing) |
| Renewal Fee (Yearly) | ₹0 – ₹999 (optional) |
| Pre-closure Charges | NIL or 1% (varies by lender) |
| Fastzeal Advisory Support | ₹0 – ₹999 (based on loan size) |
⏳ Timeline:
| Step | Time Required |
|---|---|
| Loan Eligibility Check | Same Day |
| Document Collection | 0–1 Day |
| Lien Creation & Approval | 24–48 Hours |
| Disbursal | Same Day After Approval |
🛠️ Step-by-Step Process:
🔹 Step 1: Visit www.fastzeal.com &Book Free Consultation
We analyze your mutual fund holdings and loan requirement.
🔹 Step 2: Eligibility & Quotation
You receive quotes from top banks/NBFCs with rates and limits.
🔹 Step 3: KYC & Document Collection
Submit PAN, Aadhaar, MF statement, and bank details.
🔹 Step 4: Lien Creation on Mutual Funds
Lien is placed digitally through CAMS/KFintech/NSDL.
🔹 Step 5: Loan Approval & Disbursal
Money is credited to your account. Track via app/portal.
🔹 Step 6: Repayment & Closure
Use OD, repay in part/full, or close anytime. Get lien released on repayment.
🏆 Why Choose Fastzeal (FCG) ?
✅ Zero-Bias Across 15+ Banks & NBFCs
✅ Lowest Interest Rate Match Guarantee
✅ Quick Digital Processing (No Branch Visit)
✅ Dedicated Relationship Manager
✅ End-to-End Support: KYC to Lien Release
✅ NRI-Friendly Process & Paperless Options
✅ Confidential, Transparent & Client-First Approach
📞 Need Urgent Funds Without Selling Your Investments?
🎯 Fastzeal Consulting Group – India’s Trusted Loan Against Mutual Fund Partner
📩 Email: support@fastzeal.com
📱 WhatsApp/Call: +91-8275779097
🔗 Click Here for Loan Against MF Now
“Aapka Mutual Fund Banega Aapka Backup Fund – Fastzeal ke Saath Smart Finance!”
🔗 Stay Connected with Fastzeal (FCG)
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🔐 SECURE PAYMENT OPTION
🟢🟩 CLICK HERE TO PAY NOW
📲 UPI ID: fastzeal@ybl
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🏦 Bank Details:
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Name: FASTZEAL PVT LTD
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Bank: HDFC BANK
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A/C No: 50200102636579
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IFSC Code: HDFC0000180
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MMID: 9240537
📤 Share payment screenshot after transfer for confirmation.
Frequently Asked Questions:
➡️ Your units stay invested. Only lien is marked; you retain ownership.
➡️ Yes. All returns continue as normal while the loan is active.
➡️ Interest is charged. In extreme cases, units may be liquidated to recover the amount.
➡️ Yes, for NRO-held funds. Fastzeal assists in NRI lien creation too.
➡️ Some lenders do soft checks; however, it’s mostly a secured product.
➡️ Up to 75% of debt MF value, and up to 50% of equity MF value.
➡️ Repay the amount + interest, and the lien will be removed in 1–2 business days.
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