Term Insurance
- ✅ Coverage from ₹25 Lakhs to ₹10 Crores+
- 🏥 Critical Illness, Accidental Death, Disability Riders Available
- 🕑 Instant Online & Offline Policy Issuance
- 🧾 Tax Benefits under Section 80C & 10(10D)
- 🔐 Claim Settlement Assistance
- 📊 100% Digital + Human Advisory Process
- 💼 Covers Salaried, Self-Employed, NRIs
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📌 What is Term Insurance?
Term Insurance is a simple and affordable life insurance product that provides financial protection to your loved ones in case of your untimely death during the policy term. It ensures your family’s lifestyle, goals, and dreams stay protected even in your absence.
Example:
If you are a 30-year-old earning member, you can get a cover of ₹1 Crore for as low as ₹500 per month. In case of your unfortunate death during the policy term, your nominee receives the full ₹1 Crore.
🎁 Benefits of Term Insurance Through Fastzeal:
✅ High Cover @ Low Premium
✅ Choice of Top Brands – LIC, HDFC, ICICI, TATA AIA, Max, Bajaj, etc.
✅ Claim Settlement Assistance – End-to-End
✅ Coverage till age 85 or Return of Premium options
✅ Critical Illness, Terminal Illness, Disability Rider Support
✅ Premium Waiver on Disability
✅ Financial Shield for Family, Loans, EMIs, Education
✅ Tax Savings under Section 80C & 10(10D)
✅ Eligibility Criteria:
| Criteria | Eligibility |
|---|---|
| Age | 18 to 65 Years |
| Occupation | Salaried, Self-employed, Professional, NRI |
| Medical Fitness | Based on health declaration or checkup |
| Smoking Status | Non-smokers get lower premium |
| Income Proof | Needed for high-value cover (>₹50 Lakhs) |
📄 Basic Required Information:
-
Name, DOB, Gender
-
PAN Card, Aadhaar
-
Income Details (Salary/ITR/Form 16)
-
Nominee Details (Name, Relation, DOB)
-
Medical History (if any)
-
Address & Contact Details
📂 Required Documents:
| Document | Purpose |
|---|---|
| PAN & Aadhaar | KYC Compliance |
| Latest Passport Size Photo | Policy Issuance |
| Income Proof (Form 16/ITR/Salary Slip) | Coverage Eligibility |
| Bank Account Proof | Refunds/Auto-Debit |
| Medical Reports (if applicable) | Risk Evaluation |
| Coverage Amount | Estimated Premium (Age 30, 20Y Term) |
|---|
| ₹50 Lakhs | ₹400 – ₹700/month |
| ₹1 Crore | ₹800 – ₹1,200/month |
| ₹2 Crore+ | ₹1,600 – ₹2,500/month |
| Riders | ₹50 – ₹300/month (Critical, Disability etc.) |
| Fastzeal Advisory Fee | ₹0 – Policy Provider Pays Commission |
✅ No hidden fees. Riders are optional.
✅ Fastzeal earns from insurer, not client – 100% unbiased advice.
| Delay Type | Penalty / Issue |
|---|
| Missed Premium | Grace Period: 15–30 Days, then Lapse |
| Lapsed Policy | Reinstatement with Interest + Medical |
| Missed Medical Checkup | Policy Rejection |
| Incorrect Details | Claim Rejection Risk |
🛑 Fastzeal ensures timely alerts & premium tracking to avoid policy lapse.
⏳ Timeline:
| Activity | Time Frame |
|---|---|
| Consultation & Quote Comparison | 1 Day |
| Document Collection | Same Day |
| Medical Test (if required) | 1–2 Working Days |
| Policy Issuance (Standard) | 3–5 Working Days |
| Online Instant Policy (No Test) | 24 Hours |
🛠️ Step-by-Step Process:
🔹 Step 1: Free Consultation
Understand needs, dependents, financial goals.
🔹 Step 2: Company & Coverage Comparison
We provide top 5 policy quotes as per budget & age.
🔹 Step 3: Document Upload & Health Declaration
Submit KYC, income, and medical history details.
🔹 Step 4: Medicals & Insurer Approval
We assist with home/center-based checkups if required.
🔹 Step 5: Policy Issuance + Digital Delivery
Receive soft copy + original via mail/courier.
🔹 Step 6: Claim Support (if ever needed)
Fastzeal supports nominee/family with full process guidance.
🏆 Why Choose Fastzeal Consulting Group?
✅ 20+ Insurance Companies in Our Network
✅ Unbiased Human + Digital Guidance
✅ Claim Ratio Guidance for Each Insurer
✅ Lifetime Renewal & Premium Tracking Reminders
✅ Financial Planning Support (Loan, Mutual Fund, Tax)
✅ Free Nominee Support & Claim Filing
✅ 100% Data Privacy & Transparent Process
📞 Secure Your Family’s Future in Just 3 Days!
🎯 Fastzeal Consulting Group – India’s Most Trusted Insurance Guide
📩 Email: support@fastzeal.com
📱 WhatsApp/Call: +91-8275779097
🔗 Click Here for Term Insurance
“Zindagi ka Asli Backup – Term Insurance ke Saath”
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🔐 Secure Payment Options
🟢 🟩 CLICK HERE TO PAY NOW
📲 UPI ID: fastzeal@ybl
💰 Google Pay / PhonePe / Paytm / Amazon Pay
🏦 Bank Details:
Name: FASTZEAL PVT LTD
Bank: HDFC BANK
A/C No: 50200102636579
IFSC Code: HDFC0000180
MMID: 9240537
📤 Kindly share payment screenshot after transfer for record.
Frequently Asked Questions:
➡️ 15–20 times your annual income. We guide based on dependents, loans, future goals.
➡️ You get a grace period of 15–30 days. After that, policy may lapse. We send timely alerts.
➡️ Some plans offer top-up options. We guide on upgrade-friendly policies.
➡️ Yes, because employer cover ends with the job and is usually insufficient.
➡️ Fastzeal offers NRI-friendly term plans from select insurers. Online KYC available.
➡️ Yes, if all disclosures are true and premiums are paid. Fastzeal helps in claim documentation.
Rated 4.9 By 1000+ Customers.
